Travel Insurance
 
   
Insurance
   
 

Travel Insurance

Whether you travel for business or pleasure, international travel involves risk. Medical treatment abroad can  be expensive & one never knows, when one would require it. Having to spend for medical bills in foreign currency can be an expensive proposition. There are other difficult situations also, that one might face like loss of passport or baggage. Bajaj Allianz's Travel companion is specially designed to help you adeal with such situations while overseas travel. 

 

  

What does this policy cover?

  1. Personal Accident - covers death and permanent disablement.
  2. Medical Expenses and repatriation - covers hospitalization expenses for accident or illness, including medical evacuation wherever necessary.
  3. Loss of checked baggage - covers total and complete loss of  baggage checked in by an international airline.
  4. Delay of checked baggage - covers cost of emergency purchase of replacement items.
  5. Loss of passport - covers reasonable and necessary expenses to obtain a duplicate passport or a valid travel document.
  6. Personal Liability - covers legal liability attaching in a private capacity during the course of overseas travel.
  7. Hospitalization Allowance - covers daily allowance maximum for 30 days. Applicable only for Corporate Frequent Traveller Policy holders.

Exclusions

  1. Policy does not cover pre-existing diseases & complications arising from them.   
  2. Routine physical or other examination where there is no objective indication of impairment.
  3. Medical expenses beyond the expiry of the Policy Period.
  4. Suicide, attempted suicide or willfully self inflicted injury or illness mental disorder, anxiety stress of depression, venereal disease, alcoholism, drunkenness by abuse of drugs, HIV, AIDS.
  5. Manual work or hazardous occupation,  self exposure to needless peril (expect in an attempt to save human life), or if engaging in any criminal or illegal act.
  6. Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.
  7. Loss or damage to the Insured's passport as a result of the confiscation or detention by custom's, police or any other authority.
  8. Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  9. Loss caused by the Insured's failure to take reasonable steps to guard against the loss of the passport.


   
For Students travelling for studies

TUITION FEE

In the event of the insured unable to continue the school semester due to any  of the following reasons arising during the policy period, the company shall reimburse the tuition fee paid for the current semester schedule

  1.     Serious medical condition of the insured requiring hospitalization covered under the policy.
  2.     Death or serious injury requiring hospitalization of either of the parents of the insured.


ACCIDENT TO SPONSOR

In the event of the sponsor meeting with an accident during the policy period, which results in his death or permanent total disability during the policy period, the company shall reimburse the remaining school fee.

FAMILY VISIT

In the event of the insured become hospitalized as a result of an accidental injury or sickness covered under the policy and the attending physician advises the necessary attendance of a Family Member of the Insured, the Company will reimburse the travel cost for the visit. For this purpose, family  member shall mean spouse, parent, sibling and in laws. 

 

Study Companion

 





Cover

Standard
USD

Silver
USD

Gold
USD

Deductible
USD

    Medical Expenses

50,000

1,00,000

2,50,000

100

    Personal Accident

 25,000

10,000

20,000

NIL

    Loss of Checked Baggage

1,000

500

500

NIL

    Accident to Sponsor

25,000

10000

20,000

NIL

    Personal liability

10,0000

50,0000

25,000

NIL

 Age : 16 years to 35 years        
       

PREMIUM INCLUDING SERVICE TAX AS APPLICABLE






Duration

Excluding USA/Canada

Including USA/Canada 


Standard
Rs.

Silver
Rs.

Gold
Rs.

Standard
Rs.

Silver
Rs.

Gold
Rs.


30 days

2,776

1,399

1,499

4,266

1,799

2,299


60 days

4,226

2,199

1,899

3,599

2,999

6,666


90 days

5,966

3,249

2,699

9,546

5,899

4,799


120 days

7,766

4,594

3,599

12,485

7,199

5,999


180 days

11,366

6,999

5,999

18,366

11,999

9,999


240 days

22,732

7,998

10,998

23,932

22,999

22,999

Medical Expenses include

Accident & Sickness Medical Expenses (In Patient)
Accident Medical Expenses (Out Patient)
Sickness Medical Expenses (Out Patient) Limited to Max. period of first 90 days
Emergency Evacuation
Repatriation of remains
Assistance services

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